Privacy Policy

Express Loans Hub ("we," "us," or "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard your data when you visit our website or use our loan matching services.

1. Information We Collect

We collect information you provide directly, including:

• Personal Identifiers: Name, date of birth, Social Security number, email address, phone number, and physical address.
• Financial Information: Annual income, employment status, bank account details (routing and account numbers), credit score range, and monthly obligations.
• Loan Preferences: Requested loan amount, loan purpose, and desired term.
• Device & Usage Data: IP address, browser type, pages visited, and time on site, collected automatically via cookies and similar technologies.

2. How We Use Your Information

• Match your loan inquiry with participating licensed lenders in our network.
• Verify your identity and prevent fraudulent applications.
• Communicate with you about your application status, products, and services.
• Improve our website and user experience through analytics.
• Comply with applicable federal and state laws, including the Gramm-Leach-Bliley Act (GLBA) and the Fair Credit Reporting Act (FCRA).
• Send you marketing communications where permitted by law (you may opt out at any time).

3. Information Sharing

We share your information with licensed lenders and financial institutions who review your loan inquiry, service providers bound by data processing agreements, and legal authorities when required by law. We do not sell your personal information to third parties for their own marketing purposes.

4. Cookies & Tracking Technologies

We use cookies, web beacons, and similar technologies to enhance your experience, analyze traffic, and serve relevant advertising. You may control cookie preferences through your browser settings. Disabling cookies may limit certain features of our site.

5. Data Security

We implement industry-standard security measures including 256-bit SSL/TLS encryption, firewalls, intrusion detection systems, and restricted access controls. While we strive to protect your data, no method of electronic transmission is 100% secure.

6. Your Rights & Choices

Depending on your state of residence, you may have the right to access, correct, or delete your personal information; opt out of the sale or sharing of your data (California residents under CCPA/CPRA); and opt out of marketing communications at any time by clicking "Unsubscribe" in any email. To exercise these rights, contact us at: privacy@expressloanshub.com

7. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies independently.

9. Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy and comply with legal obligations. Loan inquiry data is typically retained for 7 years.

10. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated effective date. Your continued use of our services after changes constitutes acceptance.

11. Contact Us

Express Loans Hub · Privacy Compliance Team
Email: privacy@expressloanshub.com